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Financial and pension planning

Financial planning

Vested Benefits

The process of financial planning involves compiling a comprehensive picture of the current state of your assets and wealth, and, depending on your lifestyle and taking due account of your lifetime plans, making projections as to how your assets and wealth might evolve in future years.

  • What will happen from a financial standpoint when I retire or if I take early retirement?

  • As for the occupational pension plan, is it better to take out an annuity, a lump-sum or a combination of the two?

  • How can I be tax-efficient?

  • Can I make a gift to my children today? And what impact would this have on my future assets?

 

In order to provide answers to all these questions and devise solutions for each, we move on to the financial-planning process itself. We look at several matters, such as pension cover, the possibility of buying in extra years, the decision on whether to take out an annuity and/or a lump-sum, the usefulness of a life-insurance policy, tax considerations associated with buying property and taking out a mortgage, and, for business-owners, the impact when passing on or selling the business, etc.

Once a clear overview has been established, a report summarising the state of your financial circumstances is drafted, and we start discussions to draw up a risk profile to be applied when managing your assets and wealth.

 

ASW Vested Benefits can provide you with individualised solutions to manage your vested pension benefits optimally.

Our solutions for vested pension capital give you the opportunity to choose freely how to invest your occupational pension assets in one or more portfolios. Your investment strategy can be changed at any time depending on your goals, your personal circumstances and what is happening on financial markets. You can also, temporarily, decide not to have all or part of your capital invested.

 

Individual pensions 

ASW Individual Pension enables you to build up their own additional personal capital as pension provision and benefit from tax allowances and relief applicable to tied personal pension accounts.

Our solutions for tied personal pension savings give you the opportunity to choose freely how to invest your occupational pension assets in one or more portfolios. Your investment strategy can be changed at any time depending on your goals, your personal circumstances and what is happening on financial markets.

 
 

Our experts

New York

Financial & Pension Planning

ASW

+1 332 205 6058

info@alpha-sw.com